Checking Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Checking | $50 | N/A | N/A | N/A |
| Advantage Plus Checking | $1,000 | $1,000 | 0.01% | 0.01% |
| Smart Start Checking | $50 | N/A | N/A | N/A |
| Cash Back Checking | $50 | $1,000 | 0.01% | 0.01% |
Classic Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $1,000 | $0.25 - $24,999.99 | 0.03% | 0.03% |
| Tier 2 | $1,000 | $25,000 - $99,999.99 | 0.05% | 0.05% |
| Tier 3 | $1,000 | $100,000 - $299,999.99 | 0.09% | 0.09% |
| Tier 4 | $1,000 | $300,000 - $499,999.99 | 0.13% | 0.13% |
| Tier 5 | $1,000 | $500,000 and over | 0.15% | 0.15% |
High Yield Indexed Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $25,000 | $0.25 - $99,999.99 | 0.10% | 0.10% |
| Tier 2 | $25,000 | $100,000 - $199,999.99 | 0.10% | 0.10% |
| Tier 3 | $25,000 | $200,000 - $299,999.99 | 0.10% | 0.10% |
| Tier 4 | $25,000 | $300,000 - $399,999.99 | 0.10% | 0.10% |
| Tier 5 | $25,000 | $400,000 and over | 0.10% | 0.10% |
We have term length options from 10 months to five years. You can also select regular CDs and IRA CDs. Check out current rates here. A Unique CD Option. You can get an adjustable rate CD that breaks all the rules. Our Rule Breaker CD lets you: Bump up your rate once during the term; Withdraw up to 50%. Compare the best fixed rate IRA CD rates from within 20 miles from your zip code. A fixed rate IRA CD offers tax-free or tax-deferred interest.
Savings Accounts
Citizens Bank Deposit Account Interest Rates As of March 1, 2021. Type of Deposit Minimum Opening Deposit. Certificates of Deposit. CD - 91 days: $500: None: 3/6/20: 0.01%: 0.01%: CD - 182 days: $500: None: 3/6/20: 0.03%. You are about to leave the official website for Citizens Bank. Citizens Bank of Lafayette is an FDIC insured bank located in Lafayette and has 1014760 in assets. Customers can open an account at one of its 21 Branches. Citizens Bank of Lafayette Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2021.
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Savings Tier 1 | $100 | $0.25 - $4,999.99 | 0.02% | 0.02% |
| Advantage Savings Tier 2 | $100 | $5,000 and over | 0.03% | 0.03% |
| Ca$h Savings Club | $10 | $0.25 | 0.02% | 0.02% |
Certificates of Deposit (CDs)
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| Flexible Add-On (6-12 month terms) | $250 | 0.05% | 0.05% |
| 1 Year | 0.10% | ||
| 2 Year | $1,000 | 0.15% | |
| 3 Year | 0.25% | ||
| 4 Year | $1,000 | 0.35% |
Individual Retirement Account (IRA)
| Account Type | Minimum Deposit to Open | Interest Rate | APY* |
|---|---|---|---|
| Fixed Rate 6 Month | $100 | 0.05% | 0.05% |
| Fixed Rate 1 Year | $100 | 0.10% | 0.10% |
| Fixed Rate 2 Year | $100 | 0.15% | 0.15% |
| Fixed Rate 3 Year | $100 | 0.25% | 0.25% |
| Fixed Rate 4 Year | $100 | 0.35% | 0.35% |
Health Savings Account (HSA)
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $100 | $0.25 - $24,999.99 | 0.03% | 0.03% |
| Tier 2 | $100 | $25,000 - $99,999.99 | 0.05% | 0.05% |
| Tier 3 | $100 | $100,000 - $299,999.99 | 0.09% | 0.09% |
| Tier 4 | $100 | $300,000 - $499,999.99 | 0.13% | 0.13% |
| Tier 5 | $100 | $500,000 and over | 0.15% | 0.15% |
Fees may reduce earnings.
- Rates may change at any time
Citizens Bank Cd Special Offers
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity